One U Card, spend crypto worldwide

Top up with USDT, link a Visa card, and pay anywhere — online and offline. ZR Pay turns your stablecoins into money you can actually use.

Online shopping, subscriptions, in-store, travel and gaming — many everyday scenarios.

Global payment scenarios

24/7 monitoring to protect your finances

Virtual Card

Works with WeChat, PayPal, Alipay, Wise and more.

VA Account

Receive funds from around the world in one tap.

Overseas Account

Covers SWIFT, SEPA, local clearing and crypto networks.

Standalone Card

No micro-fees, $0 monthly, $0 annual — spend freely.

Use crypto anytime, anywhere

Widely accepted worldwide · No pre-conversion needed.

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Cross-border shopping

One card for the online world — fast checkout, rich rewards and solid security for an upgraded shopping experience.

Cross-border shopping
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Online subscriptions

Pay for streaming, AI tools, cloud services and app subscriptions worldwide.

Online subscriptions
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In-store payments

Bind WeChat Pay, Alipay, Apple Pay and more — tap or scan to pay in stores.

In-store payments
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Travel

Book hotels, flights and rides — accepted globally everywhere Visa is.

Travel
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Gaming & digital

Top up games, buy digital goods and pay for tech services with ease.

Gaming and digital